30 Jun

TrussConnect July 2017

Verdict out of Southern Florida is the first of its kind

Glendy Shannon, Associate Director, Claims

The Southern District of Florida made headlines this month with its ruling against Winn-Dixie Stores stating that their website was inaccessible to those who are visually impaired, violating Title III of the Americans with Disabilities Act (ADA). The ruling said that when a website operates as a gateway to physical store locations, then a website is considered a public accommodation, and is covered by the ADA.

Plaintiff firms are actively pursuing cases claiming violations of the ADA. Of note, a Truss client received one such claim that their website was not ADA compliant with allegations strikingly similar to the Southern District case; however, this client did not have a storefront.

Because we see an increase in activity in this area, and we want to ensure you are aware of the potential risks. Here are a few items to consider in light of this ruling:
1. Have you recently reviewed your website to ensure the content is accessible to people with disabilities?
2. Do you have an Employment Practices Liability policy with Third-Party coverage in the event you are targeted by a lawsuit alleging a violation of the ADA?
3. Do you have a cyber policy in place to protect your company against network security and privacy breaches?

Truss has the resources and solutions your business needs. We’re here to help. Contact us for more information at 913-956-8998.


Mark Avery, Chief Strategy Officer

As expected this week the Congressional Budget Office (CBO) released its estimate of the Senate health care bill, known as the Better Care Reconciliation Act. The report projects 22 million people would lose health coverage in the next 10 years under the Senate’s plan (15 million of which would lose Medicaid coverage). However, it also projected federal deficit reduction of $321 billion over that same period. Majority Leader Mitch McConnell announced a vote on the proposed bill is postponed until after the July 4th break.

The proposed bill is not as much of a departure from the AHCA. In fact, it appears to be very much aligned with the AHCA in eliminating ACA taxes and Medicaid expansion. It also would give more ability to individual states in determining how certain marketplace and ACA rules could be altered or applied. One significant contrast to the House bill is, like Obamacare, it bases subsidies on income versus the AHCA’s plan to base them on age. It appears at least five Republican senators have indicated they will not pass the bill as it stands today. One of those senators who came forth Tuesday after the delay was announced is Senator Jerry Moran of Kansas.

We will continue to update you on changes as they happen. Keep in mind that should the Senate bill pass it will still have to go back to the House for reconciliation before reaching the President’s desk. At Truss, we are here to keep you up to date on the latest health care news. If you have any questions or concerns please reach out to your Client Advisor for assistance.

Truss was recently ranked in the Kansas City Business Journal’s 2017 Book of Lists in the areas of: Top Insurance Agencies List Ranked by Premium volume, P&C (No. 6) and Top Independent Insurance Agencies (No. 9) Ranked by Premium volume, life, health, benefits.

As a reminder, Truss offices will be closed on Tuesday, July 4 in observance of Independence Day.

05 Jun


How you can ramp up your network security

A wave of cyber attacks hit in 150 countries on Friday, May 12. Estimates indicate that this latest strain of ransomware – known as WannaCry – has impacted hundreds of thousands of computers. The impact this ransomware has is more dangerous than others due to its ability to spread itself across an organization’s network via vulnerabilities in Windows computers. If you are running Windows, it is recommended that you check your system. All available security updates should be installed immediately.

As its name suggests, this ransomware holds an infected computer hostage and demands the owner pay a $300 ransom to regain access. There is no known fix at this time. Leading industry experts and antivirus companies are working hard to find ways to decrypt files on infect computers.

Tips for combating ransomware:

  1. Always keep your security software updated to protect your system from new threats.
  2. Be wary of unexpected emails, especially when they contain links or attachments. Do you know the sender?
  3. Ensure you have network security liability coverage.
  4. Backup! Attackers hold leverage over their victims by encrypting files. If you have backups of your data, you can restore your files once the computer has been cleaned up.

Do you have cyber liability coverage in place? No? Contact Truss today to speak with a trusted advisor on how you can ensure your business is protected.

For more information specific to the WannaCry virus, and for more tips to combating ransomware, visit Symantec’s website.