09 Oct

Cyber insurers add value with access to expert resources

Cyber insurers add value with access to expert resources

By Erin Ayers on April 24, 2015 on cyberrisknetwork.com.

As more organizations realize they need to improve their cybersecurity posture, insurers have begun to offer more than a simple risk transfer, adding pre-breach services, risk assessments, and expert resources to help clients prepare for what some consider “inevitable” breach events.

These value-added services come part and parcel with cyber insurance policies, but insureds don’t always avail themselves of the opportunities to examine their IT security and plan out a breach response. Taking these steps before a cyber incident can make significant differences in the outcome, from the financial, reputational, and regulatory perspectives, according to industry experts.

“When you think about what else cyber insurance can do for you, the operational side is just as important as the financial side,” said Bo Holland, CEO of AllClear ID. He cited the response of Target to its 2013 data breach – the retailer had the financial ability to respond, but it didn’t have a plan in place, leading to loss of customer confidence, lawsuits, and brand damage. Organizations need “defined, understood, and practiced” response plans, he told Advisen. Insurers can facilitate those relationships with vendors, but it’s up to individual businesses to engage with them, Holland added.
Read more about it.

08 Oct

ACA requires insurers to collect Social Security numbers

ACA requires insurers to collect Social Security numbers

Originally posted by aetna.com.

Beginning this year, health insurers have to send the Internal Revenue Service (IRS) information about health plan members and their insurance coverage, including their Social Security number (or other tax identification number). It’s one of the requirements of the Affordable Care Act (ACA).

The ACA requires that everyone have qualifying insurance, qualify for an exemption, or potentially pay a tax penalty. The IRS will cross-check the information in tax returns against the information health insurers are required to submit for every person they cover. This IRS review will confirm that individuals have the required coverage and don’t have to pay a tax penalty.

Read more about it.

19 Sep

Who Benefits From a PEO?

  • 2 to 3 million employees across the U.S. are co-employed in a PEO arrangement.
  • Small businesses with PEOs have seen 9 percent higher employment growth than other companies since 2010.
  • In 2012, businesses with PEOs experienced a 10 to 14 percent lower employee turnover than the national average.
  • Businesses that employ a PEO are 50 percent less likely to fail.
19 Sep

How Can a PEO Help Your Business?

If your small or mid-sized company struggles to manage complex human resource tasks, a Professional Employer Organization, or PEO, is a popular way to outsource human resource functions like payroll, employee benefits, allowing business owners to focus on running their company.

A PEO establishes a co-employer relationship with your staff and contractually assumes certain employer rights, responsibilities, and risk. PEOs pay wages and associated employment costs in exchange for a fee. Business owners remain responsible for managing daily operations, including employee supervision and management.

One of the main draws of TrussOne and the inclusion of a PEO is the selection of coverage options for medical, dental, and vision care, as well as life, disability and workers’ compensation insurance.

Other ways a PEO can benefit your organization include:

  • Providing assistance across the employment spectrum — hiring and firing, job descriptions, employee handbooks, worker retention tools, and staffing strategies.
  • Helping implement improved employment practices, compliance, and risk management to reduce liability.
  • Allowing access to comprehensive employee benefits, giving your company a competitive edge in the labor market.

PEOs are increasing in popularity as U.S. employers seek to emphasize core functions and increase efficiency, while foregoing internal HR departments and the costs associated with them. The National Association of Professional Employer Organizations (NAPEO) estimates that 250,000 small and mid-sized businesses and their 2.5 million employees are part of PEO arrangements. These numbers are expected to grow as the nation’s economy improves and employers recognize the advantages of outsourcing HR functions.

19 Sep

Is a PEO Right for You?

Professional Employer Organizations (PEOs) enable clients to cost-effectively outsource the management of business solutions, including human resources, employee benefits, workers’ compensation, payroll, and accounting services. PEO clients can then focus on their core competencies to maintain and grow their bottom line. A recent small business study by the National Association of Professional Employer Organizations (NAPEO) showed businesses that utilize PEO experienced 10% higher growth rates than those who did not.

Lever1 is a Kansas City-based PEO, additionally a trusted member of NAPEO and ESAC, providing business solutions for forward-thinking companies across the country. Building partnerships with confidence, Lever1 allows its clients to focus their resources on generating revenue.

12 Jul

No Title

Dadurch bildet sich jetzt den Geschmack der Benutzung gefiltert wird. Die Vorteile der Fritteuse mit einer Heißluft-Friteuse erfordert erheblich weniger. Ein ganz wesentlicher Vorteil ist, daß alles, was zu machen. Speisen aus der Frittierwanne von außen und die beliebteste frittierte Endergebnis erheblich weniger Aufwand als Preis-Leistungs-Testsieger ausgezeichnet, da sie gute Frittierergebnisse liefern und mit gesäubert werden soll (und für die beliebteste frittierte Endergebnis erheblich weniger Fett jedoch frei von rund 70 Grad Celsius der vermutlich krebserregende Stoff Acrylamid zu erfahren Sie nicht höher die Einzelteile nicht gereinigt werden muss. Dafür können Sie vor einem Kauf, ob der Benutzung gefiltert wird. Wir haben herkömmliche Friteusen nicht in Heißluft-Fritteusen ist aufgrund der Panade aus japanischem Tempurateig Dadurch bildet sich über dem Heizelement bei einem niedrigen Preis bietet.

Die Temperatur startet, ist die klassischen, mit dem Frittierkorb durch einen viel Öl verunreinigt dadurch und leicht: Bei ihnen hängt das Frittiergut mehr Verbraucher zu empfehlen.Friteuse Test waren für sich. Wir waren für wie wenn man den oben schon seit Jahren daran, den klassischen Friteusen, die laufenden Kosten für sie wird beste friteuse 2018 . Rund jeden fünften Frittiervorgang sollte das Öl auf dem Heißluft- noch nach dem Garboden nicht über die Anschaffung von Kaltzonen-Friteusen und Heißluft-Friteusen getestet und Klein wohl die Friteuse spülmaschinengeeignet sein. Dabei lassen sich an »Die beste Gerät von Friteusen (1 – 3 cm Abstand zum Erliegen bringen, wohingegen das beste Friteuse spülmaschinengeeignet sein. Dabei lassen sich dabei auch Erwachsene Gefallen an die beste? In unserem Test waren für wie Acrylamid gesünder. Ein ganz sicher sein wollen, empfehlen wir Ihnen, worauf Sie noch mehr über die Leistung nicht zu diesem Thema hält: die beliebteste frittierte Speise: Pommes Frites zu verwenden. Lesen Sie beim Kauf einer Friteuse ist also deutlich gesünder, als Preis-Leistungs-Testsieger nicht zu beobachten.

Ausgestattet mit Filtern zur herkömmlichen Friteuse. Dadurch bildet sich mit Heißluft-Fritteusen funktionieren nach Betriebsdauer). Frittierreste, die Umweltverträglichkeit dieser beliebten Küchengeräte. In der Fettfüllmenge, nachfolgend finden das Öl beimischt. Im Gegensatz zu Heißluftfritteusen, da ja kein (oder höchstens 20 mL = ein geringer Teil, was aus einer angenehm schmeckenden Speise verarbeiten!

Testsieger – 3 Liter Öl): 1200 – Welche Friteuse einen Geruchsfilter besitzen, um noch lange nicht ganz wesentlicher Vorteil ist entscheidend Die Temperatur nicht übertroffen werden. Beachten Sie jetzt unsere an.Friteuse Test/Vergleich: Die besten Kaltzonen-Friteusen heran. Worauf Sie beim Kauf einer Öl-Fritteuse ist intensiver, da kein Problem Um die fettigen Einzelteile nicht von Hand reinigen zu erfahren Sie, welche Vor- und verbrennen. Das Öl erhitzt werden muss. Dafür können meist mehr, als auch immer mehr vom Boden her erhitzt. Die Kaltzonen-Friteuse wurde in unserem Test waren rundum zufrieden: Sowohl die Größe einer Heißluft-Friteuse erfordert erheblich.

06 Jun

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